Boy Did They Throw A Wet Blanket On My Excitement!

I was going to pay off my car today.
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I looked at the budget and it was scheduled to pay off on November 10 but the money scheduled to pay it with is currently sitting in my account and well...
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Kind of a neat birthday present to myself.
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But you see. The bank always has a way of ruining the fun.
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My car payments are on automatic withdrawal. They are paid on the 10th of the month. Today is the 8th.
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They need 15 days to stop an automatic draft. So if I paid it today I'd still get hit for the payment. Now since the 10th is a Saturday and Monday is some random holiday the payment won't actually post until Tuesday.
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So.
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On Tuesday I will pay off my car.
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And on Tuesday I will be excited.
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Today I am not.