I Hate Commerce Bank
Yes.
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I just named names.
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I hate Commerce Bank.
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And maybe not for the reasons you might think.
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The rowing club has a corporate credit card with Commerce for when we travel. I have a generous limit and Jeff pays it off immediately.
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But often I cannot use it.
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You see, Commerce has a policy that I can only use my limit once in any 30 day billing period. So even if our balance is $0 if we've traveled once already in that billing cycle...I can't use the card.
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Tricky when we often have regattas two or three weeks apart.
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But that's not why I hate Commerce Bank.
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1000 Commerce business customers had cards that they suspected had been compromised. So at midnight on Friday they deactivated the cards. My card. And I was in Des Moines, IA with the team. A phone call would have been nice. An email. Something.
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But even that is not why I hate Commerce Bank.
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When I was younger I often cut the finances close paycheck to paycheck. Oh, who am I kidding...I always ran short. I wasn't making any money and I was a lousy manager of what I did have.
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Things are better now. I make a nice living. Not millions but enough that I don't have to stretch between checks like before. I don't worry about money. I have a plan and it works.
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But I remember what it felt like to have my ATM card denied. Or write a check and have the little check computer spit it back out.
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Embarrassment. Despair. Worry.
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That is why I hate Commerce Bank.
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Because that's how it feels when I use that card and it's declined.
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It's like being poor all over again.